Tag: Budgeting

Managing your money can be hard. When you add a spouse or significant other into the mix it gets even more complicated! Money disputes happen with every couple. So this is not the kind of article that will tell you the statistics around divorce and…

What is your biggest money challenge? Is it earning more, spending less or finally sticking to a budget? Well for a lot of people, it’s about managing money better. It comes down to the amount of money you spend compared to the amount of money…

Are you feeling cooped up this winter? Like you just need something to occupy your time while you (probably impatiently) wait for spring? Me too. I’m a warm weather person, and don’t typically love spending time outdoors in sub-zero temperatures. So I got to thinking…

Do you ever get to the end of the month and wonder where your money went? Like why is there nothing left? Friend, I have been there! With a background in the finance industry, and reading about a bazillion financial statistics over the years, I’ve…

Are you a dreamer? Do you find yourself dreaming about a better life? Like during rush hour, while walking the dog or waiting in line at the store? If you daydream about changing certain circumstances of your life and living a better one, I can…

Over the last few years I’ve realized one big thing that is helping me save money: the cycle of consumption is expensive! After all, your money is a tool intended to make your life better and should be spent on things that align with your…

What would you do with $7,200? Would you head to the beach? Remodel your bathroom? Pay off debt? Over the last six years, my family has saved over $7,200 with literally one simple decision. The decision was to stop watching TV. We cut cable and…

How much money do you need for your emergency fund? How do you build an emergency fund? If you’re thinking you need to establish some savings for emergency situations, these are great questions to consider. But there’s one more thing to consider: DEBT. It’s so…

How would you feel if you could pay for a new refrigerator, car insurance deductible or new cell phone (gasp!) without worrying about how to pay for it? Pretty great, right? If you could do that, you would be ahead of the majority of people…

It’s happening again! Christmas is just around the corner. And if you haven’t started, you’ll be shopping and enjoying the festivities in no time. Christmas can be an expensive time of year for many people and if you’re not careful you can easily slide into…